Citicards visa login: Citibank Online Sign On

‎Citi Mobile® on the App Store

iPhone Screenshots


All Mobile Account*: Open a checking or savings account right from the app without setting foot in a bank branch

Card Replacement: Request a new card if your original is lost, stolen or damaged
Citi Mobile® Snapshot: Quickly review key account info – without having to sign in every time

Zelle®: A fast, fee-free way within the Citi Mobile App to pay and easily split payments with people you trust.** 

Mobile Check Deposit: Quickly and easily deposit checks from anywhere
ATM Finder: Easily locate one of more than 60,000 fee-free ATMs in the U.S.
Account Information: View your statements, check balances and recent activity
Make same-day or scheduled payments easily


Aggregation*: Link virtually all your bank accounts, credit cards and investment accounts for a more holistic financial view to managing your finances
Spending insights*: Track your spending habits and trends across your accounts 

Bill management*: View and manage your bills and recurring payments in one place
FICO® Score : Citi credit card customers can view their FICO® Score for free
Make payments, including automatic payments, and transfers.
Dispute credit card transactions if ever needed and track the status
Stay informed with Account Alerts: Choose the alerts you want and even when you want them
Change your credit card due date: Choose the beginning, middle, or end of a month

Citi® Quick Lock: Lock or unlock your lost or misplaced card 

PIN Reset: Reset your debit card PIN from your mobile device 

Enable Touch ID® or Face ID® for a fast and safe way to access your account
* Features are available today on a limited basis.
**Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Your trust and confidence in how we collect, use, and share information about you is a priority. Review our privacy notice at and our notice at collection at to learn more about privacy at Citi. Additionally, California residents may submit requests in connection with the California Consumer Privacy Act at https://online.

Version 9.62.0

Introducing the Citi Travel (SM) portal on the Citi Mobile® App. Users with an eligible ThankYou® Points credit card can access a seamless, all-in-one destination to book hotels, flights, attractions, and car rentals as they plan for trips big and small. Citi Travel is powered by Rocket Travel Inc., part of the Booking Holdings Inc. group of companies together with As always, we sincerely thank you for banking with Citi.

Ratings and Reviews

3.5M Ratings

DO NOT get this! DO NOT!!!

We have two accounts and have been with CITI for over 12 years. Every month, we go online and pay both accounts through our separate payment account. Then tried to use this app. Could not link, so we called technical support. Finally got one account activated before leaving on trip. The following day, before departure, we tried to pay both accounts. By setting up the mobile app, both accounts became unlinked, as well as the payment information. After well over an hour online with a rep that could only read from a script (she did not listen to our problem), she said that the account was pending and to try back in 24-48 hrs and enter in the information again. How is that pending as we are redoing the process? So we leave and the day after we get home, we go through the process again. After even more hours on the phone with tech support, then customer service (I was steamed), only to be switched back the tech support (who tried to help but was unsuccessful), we were told that a ticket would be written and we could expect an email to resolve the issue. Every time we were talking with tech support, they could only walk us through the same steps. As a work around, we have had to establish two separate accounts AND now have them sending us two separate paper statements so that they could get paid. Waiting to see the email to see if this is resolved, otherwise, we are canceling our accounts.

Fixed Now

They fixed it, updating to five stars.

I’ve used this app for years and it’s done me well but I got a new phone (iPhone SE) a couple weeks and the app is a pain now to use to the point of being totally useless. It no longer offers me the option for a Thumbprint sign in. And if I try to sign in manually via my saved password I get stuck in a loop because it won’t fill in both the password and user login. At this point in order to access my account I’ve just memorized my complicated password. I input both that and my user manually (in the correct order or each time you fill in one the other will get deleted). I’ve tried restarting and making sure my app is up to date. I’ve compared the app on my new and old phone and on my old phone there is definitely the Thumbprint option both on the sign in page and under options in the security section. The app on my new phone doesn’t show these options. And please, don’t even think about using the stupid quick view or snap shot or whatever it’s called, it will create even more trouble for you when you try to sign in. I’ll update my review when the issue is fixed. When the app was working before it was my favorite cc app.

Almost there

I love the app and how simple it is to navigate the features, including the free updates on your credit score. You can also live chat with someone during regular working hours, it’s great! My only reason for giving it a 4 out of 5 would be customer service and miscommunication. I had a fraud alert early August. They notified me quickly to go over the charges and so forth. They closed my account immediately and communicated that a replacement would be on its way. Not stating as to when it would arrive, but soon. It’s already been more than two weeks and this shopaholic is experiencing credit withdrawals. I am very much accustomed to a certain company that will fed ex your replacement within two days! I called and asked about the shipment , one month USPS. I’m over here like…. “You guys obviously don’t want me to spend?” What’s a girl gotta do to get this envelope?! Losing my patience and most definitely contemplating a switch. This con so far is outweighing the pros. On another note, they need to reconsider the quality of their Costco Citi Visa. The sides fringe after use. It looks like they plastered a sticker on their that might easily peel off.

The developer, Citibank, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info

  • Location

  • Contact Info

  • Contacts

  • User Content

  • Identifiers

  • Usage Data

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


Citibank, N.A.

340.1 MB



Age Rating

This app may use your location even when it isn’t open, which can decrease battery life.

© 2018 Citibank, N.A. Member FDIC


  • Developer Website

  • App Support

  • Privacy Policy


More By This Developer

You Might Also Like

Best Citi Credit Cards of June 2023

Our pick for

High rewards + no annual fee

Our pick for

Travel rewards

Our pick for

Balance transfers + late fee waiver

Our pick for

Balance transfers

Our pick for

Cash back

Our pick for

Outsize rewards on small purchases

Our pick for

Wholesale shoppers


Before applying, confirm details on the issuer’s website.

Citi Custom Cash℠ Card

Our pick for: High rewards + no annual fee

The Citi Custom Cash℠ Card offers a lot of value for a $0 annual fee: 5% back automatically in your eligible top spending category on up to $500 spent per billing cycle (1% back on other spending). The list of eligible 5% categories is varied and includes biggies like restaurants, grocery stores and more. And unlike with its competitors, there’s no activation schedule or bonus calendar to keep track of. Read our review.

Citi® Double Cash Card

Our pick for: Cash back

Year after year, the Citi® Double Cash Card has been a top choice among flat-rate cash-back cards. You earn 2% cash back on every purchase — 1% when you buy something and 1% when you pay it off. There’s no 0% intro period for purchases and no bonus categories, but the high rewards rate more than makes up for the lack of bells and whistles. Read our review.

🤓 Nerdy Tip

Citi’s cash back credit cards — the Citi® Double Cash Card and the Citi Custom Cash℠ Card — technically earn rewards in the form of ThankYou points. These points are worth 1 cent apiece when redeemed for cash back. So “2% cash back” appears in your rewards account as 2 points per dollar spent, while “5% cash back” would appear as 5 points per dollar.

Citi Premier® Card

Our pick for: Travel

The Citi Premier® Card earns bonus points on airfare, hotels, supermarkets, dining and gas stations. There’s a solid sign-up bonus as well. Read our review.

Citi Simplicity® Card

Our pick for: Balance transfers + late fee waiver

The Citi Simplicity® Card has an excellent 0% intro APR period on balance transfers, and an OK one on purchases. It doesn’t charge an annual fee, late fees or penalty APRs either. Its balance transfer fee is on the high side, though.  Read our review.

Citi® Diamond Preferred® Card

Our pick for: Balance transfers

The Citi® Diamond Preferred® Card offers a super-lengthy 0% intro APR period on balance transfers, and there’s also a decent offer on purchases. But the balance transfer fee is pricey. It doesn’t have the late-fee forgiveness of Citi’s other balance-transfer card, but it’s still a great option. Read our review.

Citi Rewards+® Card

Our pick for: Outsize rewards on small purchases

The Citi Rewards+® Card might not be right for everyone, but its unique rounding-up feature means that every purchase will earn at least 10 points. The card offers bonus rewards at gas stations and supermarkets and has no annual fee. And the 0% intro APR period shouldn’t be overlooked. Read our review.

Citi Rewards+℠ Student Card

Our pick for: College students

The Citi Rewards+℠ Student Card offers bonus rewards at gas stations and supermarkets, and its rounding-up feature means you can earn outsize rewards on small purchases. A good option for students with a lot of little expenses. Read our review.

Citi® Secured Mastercard®

Our pick for: Building credit

The Citi® Secured Mastercard® is a straightforward card for people new to credit — put down a security deposit, use the card to establish a positive credit history and then move up to a better card (and get your deposit back). One note: This card is for people just starting out with credit, rather than people with bad credit from past mistakes. Read our review.

Costco Anywhere Visa® Card by Citi

Our pick for: Wholesale club shoppers

The Costco Anywhere Visa® Card by Citi turns everyday spending into rewards you can redeem at Costco (although you can only redeem them once a year). You earn bonus rewards on gas, at restaurants, on travel and at Costco itself. There’s no annual fee for the card, but you have to be a Costco member (which does require a fee). Read our review.

Other cards issued by Citi

Citi also issues branded credit cards in partnership with American Airlines and AT&T. Learn more about these cards by reading the reviews linked below:

• • •


What credit score do you need to get a Citi credit card? 

Most Citi credit cards require good to excellent credit to qualify, generally defined as a credit score of 690 or better. Keep in mind, though, that while credit scores are important, they’re only one of the variables that credit card issuers use to decide whether you qualify for a given card. The application may ask about other factors, such as your income, employment and other debts. With any credit card, applying strategically can also increase your odds of approval.

The Citi® Secured Mastercard® is an option for those who are new to credit. This card requires a cash deposit to secure the credit line and doesn’t offer any rewards. Learn how secured cards work.

What are the interest rates on Citi credit cards?

The interest rate that applies to your Citi credit card account depends on the card you apply for and your credit history. Most Citi cards specify a range of interest rates, which can be found in the Schumer box for the card. For example, the Citi Premier® Card offers an interest rate range of 20.99% to 28.99%. Your specific rate within that range will be determined based on your credit profile. Some cards, like the Citi Custom Cash℠ Card and the Citi Rewards+® Card, offer an introductory 0% APR period when you open your account.

What credit limit can I get with a Citi credit card? 

For most Citi cards, your credit limit will depend on your credit profile, including your credit score and payment history, as well as financial factors like your income and current obligations. For the Citi® Secured Mastercard®, your credit limit will be equal to the security deposit you put down (minimum of $200). Citi will review your account within 18 months to decide whether to refund your security deposit and transition you to a regular unsecured card.

How can I get a credit limit increase on a Citi credit card?

The easiest way to get a credit limit increase on your Citi card is just to ask for one. Call the number on the back of your card and ask a customer service representative about increasing your credit line. Citi may request a review of your credit report to increase your credit line, which might result in a hard pull. 

Citi may also conduct periodic reviews of your account and automatically increase your credit line if you’ve been using the account responsibly. You may be able to improve your chances of an automatic increase by making on-time payments and not carrying a balance from month to month. 

If you have an existing credit card with Citi and are approved for a new card, Citi will let you consolidate your credit limits and transfer a portion of your existing credit line to the new account. Call customer service and let them know how much of the existing credit line you’d like to transfer to the new account. 

What are the benefits of Citi credit cards? 

All Citi cards offer free access to a cardholder’s FICO credit score from Eqiufax. Many cards come with targeted offers that let you earn bonus rewards by shopping with specific merchants. And most Citi cards offer access to Citi Entertainment deals.

The Citi Flex Loan program allows qualifying cardholders to borrow money against their card’s credit limit at a fixed interest rate; the loan can then be paid off with fixed monthly installments (similar to a car loan). The minimum loan is $500, and the maximum depends on your creditworthiness and available credit limit. 

Additional benefits depend on the card. If you’re looking for travel rewards and benefits, the Citi Premier® Card offers a sign-up bonus, useful bonus rewards categories and the ability to transfer points to more than 15 travel loyalty programs. If you want to finance a new purchase, the introductory 0% APR offer on the Citi Custom Cash℠ Card might be worth checking out. Or if you are looking to consolidate debt under an introductory 0% APR balance transfer option, take a look at the Citi® Diamond Preferred® Card or Citi Simplicity® Card.

Does Citi have a preapproval process for its credit cards? 

Citi lets you see whether you’re “pre-qualified” for any card offers. But pre-qualification does not necessarily guarantee approval when you apply for a card. The pre-qualification process includes a so-called soft pull of your credit report, which doesn’t have any effect on your credit scores. Think of pre-qualification as a “soft yes” — it means the issuer estimates that it’s likely you’ll be approved. If you like what you see, you can formally apply for a card, which will involve a more detailed review and will result in a hard pull that can knock some points off your credit score.

Can you combine points on Citi credit cards? 

If you have multiple cards that earn Citi ThankYou points, you can consolidate the points on one account. This can be done online or by calling customer service. Although each ThankYou point is worth 1 cent when redeemed for a statement credit, regardless of what type of card you have, combining points has its benefits. 

If you have both the Citi® Double Cash Card and the Citi Premier® Card, you can move points to the Citi Premier® Cardaccount and gain access to travel partners with points earned on your Citi® Double Cash Card. 

Or if you have the Citi Rewards+® Card, you can consolidate points to that account and earn a 10% rebate on the first 100,000 ThankYou points you redeem each year. 

Citi also lets you share ThankYou points with other cardholders that also have a ThankYou points earning card. But be aware those points expire 90 days after they are shared. For more information on points sharing, refer to this FAQ from Citi.

If my application for a Citi card is denied, is there anything I can do to get approved?

Citi has a reconsideration line you can call if an application is denied. A Citi representative will review the application and let you know why you were originally denied. Sometimes turning a denial into an approval is as simple as asking to reallocate credit from an existing card to the card you want to open. You won’t receive another hard pull, so there’s no harm in calling for reconsideration.

Last updated on March 2, 2023


NerdWallet’s credit cards team selects the best credit cards in each category based on overall consumer value. Factors in our evaluation include fees, promotional and ongoing APRs, and sign-up bonuses; for rewards cards, we consider earning and redemption rates, redemption options and redemption difficulty. A single card is eligible to be chosen as among the “best” in multiple categories. Learn how NerdWallet rates credit cards.

Fare system and transport cards

Site search:



types of transport

tram, trolleybus, bus, metro, commuter train, cable car



register payment for transportation

9 0004 30

million trips

registered every month in the system Citycard


out of 100 TRIPS

paid in the transport of Nizhny Novgorod by bank transfer

With Citycard it is faster, easier and more convenient to pay for your fare without thinking if there is a change in your wallet. Our terminals accept transport cards, contactless bank cards of the national payment system “Mir”, international payment systems Visa, Mastercard and smartphones with payment services.

Personal transport card for each

A single preferential card for paying for travel throughout the Nizhny Novgorod region

  • The discounted transport card is designed to pay for travel with discounted electronic travel cards on public transport, which provides such an opportunity and is connected to the Citycard automated fare collection system.
  • The concession card is personal and contains a photo, surname, name, patronymic of the owner and the number of the document confirming the right to the concession.
  • All preferential transport cards are provided by the system operator free of charge.

Clear benefit and pockets

free of change

  • The student card is used to pay for travel with reduced student e-passes on public transport, which provides such an opportunity and is connected to the Citycard automated fare collection system.
  • The student’s card is personal and contains a photo, surname, name, patronymic of the owner and the number of the student card confirming the right to the benefit.

A convenient card with all the benefits

in one pocket

  • The student’s card is used to pay for travel with discounted student electronic travel cards on public transport, which provides such an opportunity and is connected to the Citycard automated fare collection system.
  • The student’s card can be used as a pass to an educational institution.
  • The student’s card can be used in the meal payment system.
  • The student’s card is personal and contains a photo, last name, first name, patronymic of the owner and the number of the document confirming the right to the benefit.

Free personal card

for savings on fares

Contactless Citycard is convenient for paying for public transport connected to an automated payment system. One of the tariffs for public transport is recorded on the transport card:

  • Tariff “Electronic wallet” – for those who want to be as free as possible in choosing the route and time of the trip.
  • Tariff “Electronic ticket” – for those who know exactly their route and the number of trips. With regular use, the cost of a one-time trip will be less, and the trip will be more profitable.

Choose any payment method

Personal transport card

Card for paying for travel with an electronic wallet or an electronic travel card. Provided free of charge.

Issue a cardMore about the card

Non-personal transport card of Nizhny Novgorod

Card for paying for travel with an electronic wallet or an electronic travel card. It is provided after payment for its activation.

More about the card

Non-personal transport card

A card for paying for travel with an electronic wallet or an electronic travel card. It is provided after payment for its activation.

More about the card

Discount transport card

A single card for paying for travel with preferential electronic travel cards. Provided free of charge.

Issue a cardMore about the card

Student’s card

Transport card to pay for travel at reduced student rates. Provided free of charge.

Issue a cardMore about the card

Student’s card

A card used to pay for travel with school passes, meals and admission to school. Provided free of charge.

Issue a cardMore about the card

Virtual transport card

Virtual transport card for convenient and profitable fare payment by phone in public transport

Issue a cardMore about the card

Virtual transport card in a smartphone

MTS NFC SIM card for convenient and profitable fare electronic travel cards in public transport

More about the card

Bank card with transport application

All advantageous e-tickets for paying transport fares on your bank card

More about the card

Contactless bank card

One-touch cashless payment with a card of any bank of the Mir, Visa, Mastercard payment systems

More about the card

Card for commuter trains

fare in electric trains and public transport

More about the map

More about transport card

How to start using the transport card? How to top up the card? How to pay the fare? What is deferred replenishment? How to top up the card through the Citicard mobile application?

Get answers

Help desk

Write to us and we will answer all your questions about cashless fares and city services

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Choose the best travel card for your transport card

Electronic travel tickets are recorded on the transport card, allowing you to save on travel expenses Find out the cost



Changes in the work of remote services on the night of June 21

27. 04.2023

Top-up via SBP available on the Citicard website


Virtual cards appeared in Yekaterinburg and Kaluga


Changes in the conditions of payment for travel by transport card

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Credit card “Citibank MasterCard” at 19%, with a credit limit of up to 300,000 rubles, with a grace period of up to 50 days at Citibank without intermediaries at

Pros and cons

  • Delivery of the card by courier is possible
  • Participation in the Bank’s discount program
  • MasterCard PayPass contactless payment technology
  • Secure online payments with 3D-Secure system
  • Grace period does not apply to cash withdrawals
  • High commission for cash withdrawals
  • Wide interest rate range

1 more plus

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  • What is a credit card and how is it different from a debit card?

    The credit card allows you to use borrowed funds provided by the issuing bank for debit transactions. The maximum possible amount of such funds is determined by the credit limit, which is set by the bank based on the solvency of the plastic holder.

    A debit card involves the use of the holder’s personal funds stored on the card account. Debit transactions are carried out within the limits of the amounts previously deposited (received) on the card.

    In some cases, banks provide debit card overdrafts. Often such tools are used as part of payroll projects. Then the difference between a “credit card” and a debit card from the user’s point of view can be minimized.

    How does a credit card work? What nuances should the cardholder be aware of.

    The characteristics of credit cards on the market vary considerably. But in all cases, the basic principle of their work is the use by the holder of the bank’s funds with their subsequent return.

    In this case, the essential parameters are the terms of debt repayment: the amount of the minimum monthly payment, interest on the loan and the possibility of interest-free use of funds (availability and parameters of the grace period). Noteworthy is the fee set by the issuer for cash withdrawals. Quite often “credit cards” have any additional individual features that distinguish a particular product from “competitors”.

    For which transactions can a credit card be used? Are there any restrictions?

    The main function of credit cards is considered to be payment for purchases. Withdrawal of cash against the credit limit is also possible, but, as a rule, is subject to high commissions. Most often, the situation is similar with non-cash transfers – whether it is transferring funds from card to card or replenishing electronic wallets.

    It happens that for certain categories of transactions, banks set limits on the amounts (for one transaction and / or for a certain period of time – a day, a month). There may also be restrictions that do not allow performing certain operations at all. However, in general, such conditions are typical for “credit cards” no more than for debit cards.

    How to withdraw cash from a credit card with the maximum benefit?

    The easiest way to withdraw cash from a credit card is through an ATM. As a rule, it is financially more profitable in this case to use an ATM of the issuer or one of the partner banks of the lender. When withdrawing funds through third-party banks, the commission is usually higher.

    Sometimes it turns out to be more profitable to “cash out” credit funds using a transfer (usually done through a personal account). If the commission in this case is lower, it is worth considering this option. For example, an internal transfer to another current account in the same bank with subsequent receipt of funds at the cash desk can save a certain amount.

    There are other options that are specific to individual banking products. Therefore, in each specific case, it is necessary to analyze the current conditions in order to determine the most profitable way to withdraw “cash”.

    How to pay off credit card debt?

    The terms and conditions of each “credit card” contain detailed requirements for repayment of the debt. Usually, the holder is required to pay monthly an amount calculated based on the minimum payment and accrued interest. The term for depositing funds is tied to a specific date of each month.

    At the same time, no one forbids the borrower to repay the debt earlier and/or in larger amounts. This is beneficial because then the amount of interest will be less. And the return of borrowed funds within the grace period (if any) allows you to completely avoid paying interest.

    If I decide to close my credit card, what do I owe and how long will it take?

    Closing of a credit card occurs on the basis of a statement from its holder – more often written, in some cases electronic. The account balance must be zero. If the balance is positive, it is often possible to reset it directly when submitting an application (for example, transfer funds to another account). There should not be a negative balance.

    As a rule, the credit card is not closed on the day of application. The “plastic” itself can be immediately blocked, but the account remains active for some time (usually no more than two months). After closing the account, it is useful to get a certificate from the bank that there is no debt.

    Popular cards





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    Expert advice on choosing a card

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    • New financial fraud scheme:
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      A new scheme of financial fraud has been revealed in Russia. Most often, socially unprotected groups of the population become victims. Read the article for details.

    • Bank credit rating:
      what it is and how to read it

      A credit rating is a bank’s assessment of a number of parameters. You should pay attention to the credit rating when choosing a bank to open a deposit there or, for example, a brokerage account.

    • Caution:
      what can be imposed in the bank

      It does not matter why the client applies to the bank. Whether he takes a loan, opens a deposit, or simply takes a new card, an unnecessary service may be imposed on him. What is often imposed in banks and what they are silent about, we will tell in the article.

    • The number of men and women among debtors is equal in Russia

      The National Association of Professional Collection Agencies has published information on the number of debtors of each gender. We are talking about those whose loan arrears exceeded 3 months. Both men and women are 50% each.

    • How to save money using the State Services Portal

      Paying state duties and some fines through the public services website, you can save a lot. What discounts are provided and how to get them, we will tell in the article.

    • Fraudsters steal money using a new White Rabbit scheme

      In 2019, scammers began to use a new deception scheme. Money is stolen, promising large rewards to gullible Internet users. Read more about the scheme in the article.

    • How banknotes protect against viruses

      Is it possible to catch a virus through a paper bill and how do factories protect money from viruses and bacteria, we will tell in the material.

    • The best educational financial games for children

      Teaching children financial literacy is easier through the game. The article contains a selection of free online games not only for children, but also for their parents.

    • Coronavirus loan holidays:
      what is it and who is available

      Russia has adopted a law on credit holidays for citizens and entrepreneurs affected by the coronavirus. In the article we tell who can get them and what traps they hide.

    • More to read

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